Find out more www.altus.co.uk +44 (0)1225 438 000 enquiries@altus.co.uk Case Study: Legal & General Strategic Review KEY METRICS (2016) • 1.6 million policies • £326m GWP • 89% COR BACKGROUND With a rich history and prestigious brand, Legal & General are a household name when it comes to UK insurance. Over the past decade Gross Written Premium (GWP) has peaked at £377m with solid performance in underlying Combined Operating Ratio (COR) below 90%. Despite the brand being synonymous with insurance, the General Insurance business makes up less than 5% of overall Legal & General’s profit and has remained outside of the top 30 UK insurers for most of this period. Historically focused on the Home and Contents market with a small Lifestyle book, the underlying IT estate supporting the

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