This report presents a guide to 300 insuretech startups relevant to insurers, emphasizing that successful players now position themselves as partners rather than challengers. Amid economic uncertainty and reduced funding, startups are shifting strategies and focusing on climate risk, AI, and embedded insurance. Climate-focused startups are delivering new products like carbon offset coverage, while AI—especially generative AI—is poised to transform the industry. Most startups and incumbents are expected to integrate GenAI soon. The report underscores that partnerships and innovation remain central to navigating insurance’s evolving technology landscape.

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