The November 2022 Aite-Novarica Group report provides an overview of 300 insuretech startups, categorizing them into analytics arms dealers, beneficial bots, creative carriers, and digital distributors. It explores business trends such as ecosystems and underwriting innovations, and tech trends including AI, geospatial analytics, and low-code/no-code platforms. The study notes ongoing mergers and acquisitions, the mixed impact of a potential recession, and the varied maturity of startups. It highlights both successful “graduates” and notable “stumbles,” offering insurers insight into emerging capabilities across multiple lines of business.

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