The 2025 Employee Health & Benefits Trends report by Marsh McLennan Agency highlights four key focus areas for employers: managing a multigenerational workforce, integrating AI responsibly, resetting pharmacy benefits, and addressing rising healthcare costs. As costs climb and workforce needs diversify, employers are turning to strategies like self-insurance, biosimilars, and high-performance networks. AI adoption is growing, but concerns about ethics and regulation remain. Tailored benefits, transparency, and innovation are critical to supporting employees and maintaining organizational resilience in a challenging benefits landscape.

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