Report
2025 Employee Benefits Market Trends
Brown & Brown’s 2025 Market Trends report outlines key cost drivers affecting healthcare budgets for employers with 100–5,000+ employees. Employers anticipate a 6.7% cost increase after plan changes, with inflation, labor pressures, and prescription drug spending—particularly GLP-1 medications—leading the surge. Behavioral health claims are rising due to increased outpatient therapy use, especially among younger populations. Additionally, large claimants have grown significantly since 2021, largely due to chronic diseases and costly treatments. Employers are urged to enhance case management, revise stop-loss strategies, and proactively manage budgets and benefit designs.