The 2025 NFP US Benefits Trend Report highlights how employers are managing rising healthcare costs, expanding fiduciary responsibilities, and evolving employee wellbeing needs. Key trends include increased use of data analytics, price transparency tools, pharmacy benefit carve-outs, and alternative funding strategies. Employers are enhancing mental health, caregiving, and social wellbeing offerings while exploring outsourced or tech-supported leave management. The report urges proactive, data-driven strategies for compliance, risk mitigation, and improved benefit program value, emphasizing personalized, cost-effective, and scalable solutions to support a diverse, modern workforce.

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