MX’s 2023 survey shows financial wellness means more than paying bills; it’s about security, balance, and peace of mind. While 44% feel better off than a year ago, 48% say money is their biggest stressor and 76% worry about inflation. Top goals include saving for retirement, paying off debt, and covering bills, but 41% still carry month-to-month credit card balances. Consumers want easier tools, yet 45% only check individual accounts and 23% of Boomers still use spreadsheets. With many juggling multiple apps, 60% prefer multi-factor authentication, but personalization remains lacking, highlighting the need for seamless, connected money experiences.

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