Reduction in insurance claim frequency on Advanced Driver Assistance Systems (ADAS) equipped vehicles seems intuitive. Safer vehicles should equate to fewer claims. However, the impact of ADAS on claim severity is less straightforward. ADAS features include complex technical components and are frequently installed on exposed areas of the vehicles, making them more susceptible to damage and/or recalibration after a collision. Likewise, ADAS features tend to consist of components that are often expensive to repair, prompting questions about how severity could potentially offset the benefit from lower claim frequency.

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