The July 2022 Aite-Novarica report Business and Technology Trends 2022: Annuities by John Keddy, Deb Zawisza, and Steven Kaye examines market characteristics, trends, and the role of private equity, interest rates, and product and distribution changes. It reviews pandemic impacts, regulatory shifts, and insurer landscape, including M\&A activity. The report analyzes insurer capabilities across product development, marketing, distribution, underwriting, customer engagement, claims, and operations. It highlights top technology priorities such as cloud computing, policy administration, straight-through processing, portals, and enterprise risk management to enhance efficiency and competitiveness.

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