As demand for embedded banking grows, ERP banking is evolving to let corporate users manage financial operations directly within their ERP or TMS platforms. While APIs and ERP feeds offer modern integration, traditional batch settlement systems remain dominant due to reliability. Smaller firms are aggressively pursuing integration to catch up with larger peers, creating new opportunities for banks. However, technical and standardization challenges persist. ERP banking 2.0 introduces API-based connectors enabling seamless data flow and monetization through dual fee models, positioning ERP integration as both a strategic service and potential revenue stream.

Join for free to read