This report explores ERP banking as a model that integrates bank APIs directly into enterprise systems, enabling corporate clients to perform banking tasks without leaving their ERP platforms. It emphasizes that simply exposing APIs is not enough—banks must design purpose-built APIs that align with client workflows. Three integration models are outlined: direct connections, fintech API gateways, and ERP connectors. The ERP connector model enables bidirectional data flow, offering banks valuable access to transactional data. Monetization opportunities lie in convenience, with clients willing to pay for seamless integration via ERP or TMS subscription add-ons.

Join for free to read