This eBook argues that legacy systems modernization in property and casualty insurance is now a market-survival requirement, because core platforms built 10–20 years ago are inflexible, hard to integrate, and expensive to maintain, which forces manual workarounds and slows new product and feature delivery (pages 2–3). It highlights barriers like risk aversion, slow time-to-market, skills shortages, and the drag of spending most IT budgets on maintenance, then warns that common pitfalls include unclear executive alignment, underestimating data migration and integration complexity, weak change management, and unrealistic timelines or budgets (pages 4–5). It recommends an industry-tested path built on cloud adoption, agile cross-functional teams, and phased modernization, supported by a readi

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