FirstVision Consumer Buy Now Pay Later Processing from Fiserv enables financial institutions to offer flexible, short-term, transaction-based financing to meet growing demand for alternative credit. Consumers benefit from real-time control, digital self-service, and multiple repayment options at or after purchase. Issuers gain revenue potential via customizable fee structures and card-linked transaction routing. The solution supports both open- and closed-loop models, helping institutions attract new customers and boost credit utilization. Designed for evolving spending behaviors, FirstVision modernizes lending with transparency, predictability, and affordability in a tightening credit environment.

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