Case Study

Mid-size lender achieves 7% increase in approval rate using TruIQ Custom Models*

Mid-size lender achieves 7% increase in approval rate using TruIQ Custom Models*

Pages 2 Pages

TransUnion's Advanced Analytics Consulting team assessed a lender's objectives, segments, data, and policies, uncovering that the existing model underperformed generics. They architected a multi-layered reject inference process blending policy exclusions, bureau proxies, and machine learning to gauge unobserved risks in declined applications. Commissioned to build a superior custom underwriting model, TransUnion's software delivered enhanced accuracy, optimized risk evaluation, surpassed benchmarks, and revolutionized lending decisions for better performance.

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