Heroku and Salesforce Power New Zealand’s First Licensed Peer-to-Peer Lending Platform Harmoney matches borrowers with investors through a simplified, 100% online loan marketplace Financing depends on a relationship of trust between the borrower and lender. If you are borrowing money, you may be faced with navigating complex and possibly unfamiliar territory with a traditional banking institution. Not only is the typical application process cumbersome, but unexpected fees and inflated rates may crop up along the way, tipping the balance of trust. Similarly, consumers looking for diversified-risk investments may see their savings languish in low-interest accounts. Nowadays, consumers are paying close attention to every dollar spent, and are looking for alternatives that help them contain co

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