white paper Fortifying Retailing from Online Fraud Cognizant White Paper Executive Summary The Web is fast becoming a vital sales channel for retailers. In the U.S., online retail sales have grown almost 10% year over year in the past decade and are projected to reach $248.7 billion by 2014, accounting for 8% of all U.S. retail sales. 1 The Web will also continue to play a major role in offline sales, influencing $1.4 billion worth of in-store sa

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