Industry report - in partnership with Precisely FIXING CREDIT LOSSES WITH 360 DATA CHANGE MAKERSC o n t e n t s 03 Synopsis 05 The Market 08 Priorities 11 Challenges 13 Conclusion C o n t r i b u t o r s Suresh Sankaran - Head of Model Risk Governance at Metro Bank Simon Proctor - Head of Credit Risk at Al Rayan Bank Veenadhari Somisetti - Head of Credit Monitoring & Control at FBN Bank Andrew Sinclair - Head of Credit Risk Portfolio Management at Sainsbury's Bank Tim Harrison - UK Banking Lead at Precisely With S&P forecasting that credit losses will remain twice as high as pre-pandemic levels in 2021 in Western Europe, many financial institutions are dusting themselves off from the crisis and re- evaluating their cr

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