Healthcare:     A  System  in  Transforma5on   The  U.S.  healthcare  system  has  been   moving  rapidly  towards  a  consumer-­- driven  model  where  an  increasing   burden  for  payment  falls  to  pa<ents.     Currently,  more  than  one  in  ?ve  large   employers  plan  to  o?er  their  workers   only  consumer-­-driven  health  plans   (CDHPs)  i

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