877.732.4814 sales@pdcflow.com www.pdcflow.com CASE STUDY: BAYVIEW SOLUTIONS FLOW + PAYMENTS REDUCE CHARGEBACK RISK & INCREASE CARD NOT PRESENT PAYMENT CONSENTCASE STUDY: BAYVIEW SOLUTIONS FLOW + PAYMENTS 877.732.4814 sales@pdcflow.com www.pdcflow.com THE CLIENT Bayview Solutions LLC is an accounts receivable management company based in St. Petersburg, Florida. The business, established in 2008, provides solutions for consumers with accounts in collections. The company recently became certified by the Receivables Management Association and is a debt seller that specializes in the acquisitions and sales of charged-off consumer debt. CEO Aron Tomko recently launched a mentorship program for individuals who would like to open a debt collection business. THE CHALLENGE Prior to mov

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