The World Economic Forum’s 2022 white paper on cryptocurrency and stablecoins highlights their growing role in global finance. It emphasizes how digital assets can expand financial inclusion, lower cross-border transaction costs, and foster innovation, while also posing risks to stability, consumer protection, and monetary policy. The report underscores the importance of international cooperation, regulatory frameworks, and public-private collaboration to harness benefits without undermining financial systems. Stablecoins, in particular, offer potential efficiency gains but require transparency, interoperability, and oversight to ensure trust and mitigate systemic risks.

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