The May 2025 report highlights stablecoins as a growing focus for corporate bankers, with 30% planning crypto expansion within six months. Stablecoins maintain a 1:1 peg to fiat currencies and offer benefits like lower costs, instant settlement, and 24/7 cross-border payments. Their most transformative value lies in programmable payments—enabled by smart contracts—which automate financial workflows based on predefined business conditions. This programmability allows for dynamic, efficient treasury operations. As programmable payments mature, stablecoins could replace Swift and create a global real-time transaction infrastructure.

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