Capgemini’s white paper explores how connected insurance, powered by IoT and real-time data, can shift insurers from payers to trusted partners. Rising costs, inflation, and climate risks push carriers to seek new models. Connected devices—from wearables and home sensors to vehicles and farm equipment—provide insights to price risk accurately, prevent losses, and encourage safer behavior. Adoption challenges remain, but opportunities lie in personalization, intelligent ecosystems, and cost reduction. Case studies show value: smart home leak detection reduces claims, while farm IoT boosts safety and profitability. Capgemini positions itself as a key partner to help insurers build sustainable, tech-driven business models.

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