Decoding Health Reimbursement Arrangements outlines key differences among consumer accounts including Healthcare FSA, Limited Purpose FSA, HSA, Dependent Care FSA, and HRAs. It explains eligible expenses, funding sources, limits, availability, and portability. For example, FSAs provide $3,300 annually with limited carryover, while HSAs allow $4,300 for individuals and $8,550 for families in 2025, fully portable with rollover balances. Dependent Care FSAs cover up to $5,000 annually for childcare costs, and HRAs, funded by employers, cover out-of-pocket medical expenses but are not portable. Each account has unique rules on eligibility, carryover, and integration with health plans.

Join for free to read