Digital transformation in financial services is accelerating, driven by rising customer expectations and fintech competition. Organizations risk losing $7.6M on failed initiatives, with 58% struggling to integrate user experiences due to data silos, legacy systems, and security issues. Only 35% of IT teams met project demands, and 51% faced delays. API-led strategies improve speed, reuse, and revenue—35% of revenue now comes from APIs. With 47% of assets reusable, firms must empower business users, ensure governance, and foster IT-business alignment to meet demands and deliver seamless, personalized digital experiences.

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