The May 2022 Aite-Novarica report The Go-Go State of the SMB Credit Market by David O’Connell analyzes the rapid expansion of small and midsize business lending. It reviews market size, loan distribution by institution and value, and lenders’ aggressive growth strategies. The report examines SBA lending sentiment, automation adoption, loan retention, and servicing practices. It also addresses economic and operational challenges, vendor roles, and projected market growth, highlighting competitive dynamics and the evolving approaches lenders use to capture and retain SMB borrowers in a highly active credit environment.

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