The July 2023 report spotlights five fintech vendors enabling financial institutions and businesses to deliver innovative consumer services. Brite Payments offers instant bank payments using open banking. Earthchain provides a cloud platform for climate action integrated into payment services. Lithic delivers card issuing, money movement, and program management tools for neobanks and enterprises. Soft Space offers global fintech infrastructure under a Fintech-as-a-Service model. Wizzit develops low-cost mobile and digital payment solutions, empowering merchants and acquirers with seamless, consumer-centric banking .

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