The Q4 2023 Retail Banking & Payments Fintech Spotlight highlights seven fintech vendors offering innovative, partnership-focused solutions for banks. 10x Banking provides a flexible, cloud-native core banking platform. FlexCharge uses AI to recover failed transactions instantly. Highline enables paycheck-linked payment automation. Mashgin accelerates checkout by 400% using computer vision. Oscilar applies AI to secure online transactions. Plinqit helps consumers automate savings toward multiple goals. TerraPay supports fast, safe, and cost-effective global money transfers. Each vendor brings unique strengths amid growing competition.

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