The April 2023 Retail Banking & Payments Fintech Spotlight profiles five vendors positioned as partners to banks. Equipifi provides BNPL capabilities for debit cardholders, enabling post-purchase financing. Handpoint offers Payfac-as-a-Service for vertical SaaS businesses to integrate payments. LISNR uses ultrasonic proximity technology for secure, seamless data transmission in transactions. Matera delivers real-time payment solutions via RTP and FedNow, integrating with core banking systems. Quavo offers Disputes-as-a-Service, combining automated software, back-office support, and AI to streamline fraud and dispute management .

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