Banking is accelerating digital finance transformation but faces major hurdles: misalignment with business goals, outdated tech, regulatory pressure, and talent gaps. Only half of leaders believe their teams have the necessary skills, and 66% say they lack tools expected by next-gen talent. Key priorities include faster insights, risk management, and attracting skilled professionals. Steps forward include modernizing legacy systems, aligning finance and IT, closing skill gaps, and preparing for ESG-driven compliance. Success depends on unifying data, improving decision-making, and creating agile, collaborative finance functions.

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