May 2022 Open Banking, Open Finance, Open Economy THE NEW IDENTITY OF FINANCE Ron van Wezel John Horn Open Banking, Open Finance, Open Economy © 2022 Aite-Novarica Group. All rights reserved. 1 Table of Contents SUMMARY AND KEY FINDINGS ............................................................... 3 INTRODUCTION .............................................................................................. 4 METHODOLOGY ................................................................................ 4 MARKET OVERVIEW .................................................................................... 5 CUSTOMER EXPECTATIONS ARE INCREASINGLY DEMANDING .......................................................................... 6 OPEN API CONNECTIONS

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