This playbook provides a practical framework for managing and optimizing cloud costs in financial services using a “3-6-9-3” model. It explains three types of cloud services, six common cost pitfalls and nine proven optimization strategies, including rightsizing, autoscaling, ARM processors, storage optimization and cost observability. The document stresses that cloud value cannot be realized without strong governance and FinOps practices aligned to inform, optimize and operate phases. It also addresses regulatory constraints, legacy complexity and the cost impact of AI adoption. With examples and best practices, the ebook helps BFSI leaders balance innovation, compliance and financial discipline while scaling cloud platforms sustainably.

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