The January 2023 Aite-Novarica Group report outlines 10 trends in healthcare payments, emphasizing cloud migration for payment integrity and member experience, API adoption for system integration, and automated enrollment solutions to enhance efficiency. Member engagement is increasingly driven by mobile apps with personalized content. Digital B2B payment options aim to speed settlements and improve reconciliation. ACA exchanges are becoming mainstream, Medicare Advantage enrollments are reshaping the market, and digital health startups must prove value. Rising interest rates are shifting HSA focus toward savings and card spending.

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