Specialty insurers are advancing long-term data strategies, investing in cloud data warehouses, analytics, and AI to improve underwriting and product development. They are adopting configurable policy administration systems and exploring LLM applications for automating submissions and claims. Many are building digital broker platforms and leveraging APIs for operational efficiency. Billing, ERP, and financial systems are being modernized to replace aging infrastructure, streamline data access, and integrate with broader enterprise tools. These efforts reflect a shift toward flexible, AI-enhanced platforms that support rapid innovation and improved performance.

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