Case Study The Call for Multiple Captives A company had reached the top of their industry class, due in part to their robust safety and risk programs. Unable to gain the efficiencies and coverages they desired for their insurance policies and programs, they created a series of captives that, when integrated, offer an advantage over their competitors as well as additional benefits and greater returns than previously available with only a single captive. The Situation A commercial and residential service contractor in the Northeast (the company) had gained a reputation for being one of the best in their industry segment, due in part to its robust safety program and focus on managing its risk. Like many employers, they experienced numerous pain points with their insurance programs.

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