Texas Dow Employees Credit Union Increases Monthly HMDA Reporting Efficiency, Guarantees Compliance Through QuestSoft’s HMDA RELIEF Who: Texas Dow Employees Credit Union, Lake Jackson, Texas Julie Johnson, Mortgage Compliance Operations Support Administrator What: Texas Dow Employees Credit Union implemented QuestSoft’s HMDA RELIEF for Home Mortgage Disclosure Act (HMDA) submissions into its credit union business processes in order to remain current with federal regulations and efficiently write, edit and submit monthly and annual reports. HMDA RELIEF’s re- verification and group edit capabilities have decreased the time Texas Dow Employees Credit Union spends on reviews and submission, guaranteeing compliance and customer satisfaction. The Challenge Texas Dow Employ

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