© 2018 Fair Isaac Corporation. All rights reserved. 1 Reducing car loan risk and processing time • Decisions at market speed. Using decision rules and analytics, the company improved their Automatic Approval rate for non-prime applications. • Easy to adjust as markets change. Business friendly software means no waiting for IT assistance. • Flexible processing around individual consumer needs. Reduced Time-to- Decision by automatically restructuring deals on the fly. Independent auto finance company safely accelerates credit decisions in non-prime Client: A North American vehicle finance company who handles a peak volume of thousands of applications per day and specializes in the non-prime market. Challenge: Needed to control risk while providing innovative loan products and rap

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