A document from SAP SE, titled "The real-world costs of ineffective travel and expense," highlights the challenges posed by fragmented T&E systems. It describes how disparate solutions, despite offering APIs, often fail to achieve true integration, leading to increased costs, manual interventions, errors, and significant security vulnerabilities due to multiple data transfer points. The vendor's solution, SAP Concur, is presented as a singular, integrated platform for all T&E data. This unified approach promises enhanced security, simplified compliance with global regulations, streamlined expense approvals, effective vendor negotiations, and automated processes. The content emphasizes how a single platform reduces vulnerabilities, ensures data consistency, and fosters greater efficiency an

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