This white paper from Brown & Brown highlights the growing cybersecurity risks tied to operational technology (OT). As OT systems connect with IT networks, they become vulnerable to ransomware, physical damage, and business disruption. It outlines the potential financial and reputational impacts of OT attacks—such as equipment loss, downtime, and pollution. It stresses the importance of specialized cyber insurance policies to cover non-standard risks like bricking, reputational harm, or voluntary shutdowns. The paper recommends risk assessments, threat modeling, and policy review to ensure effective coverage.

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