This whitepaper explores how data-driven insights transform underwriting in the P&C insurance sector. It outlines how AI, predictive analytics, and automation can improve risk evaluation, pricing accuracy, and portfolio management. HCLTech proposes an integrated underwriting platform combining structured and unstructured data, third-party risk models, and IoT feeds. The approach reduces manual interventions, enhances compliance, and accelerates decision-making, driving profitability and underwriting excellence.

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