This whitepaper argues that periods of disruption and constraint present a unique opportunity to tackle technical debt strategically rather than deferring it further. It explains how unchecked tech debt accumulates through short-term fixes, legacy systems and outdated practices, ultimately slowing innovation and increasing risk. The document reframes tech debt reduction as a growth lever, not a cost, showing how modernization enables faster delivery, better customer experiences and improved resilience. It outlines practical approaches to prioritization, governance and investment, encouraging leaders to align business strategy with engineering reality and use moments of crisis to reset technology foundations.

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