White Paper
Credit Modeling and the Need for Speed
MICHAEL REMPEL Consultant Cornerstone Advisors Credit Modeling and the Need for Speed: The Case for Advanced T echnologies COMMISSIONED BY RON SHEVLIN Director of Research Cornerstone Advisors TABLE OF CONTENTS Overview ..................................................................................................................1 The Current State of Credit Modeling .................................................3 Approach ........................................................................................................3 Process ............................................................................................................7 Performance ...............................................................................................10 The Impact of the COVID-1