The Fujitsu white paper Breaking Down Global RegTech Barriers shows how financial services face growing regulatory complexity alongside rapid RegTech expansion. While adoption accelerates, challenges persist around analogue regulation, fragmented ecosystems, limited collaboration, and data sharing. Fujitsu’s maturity model outlines five key areas—Leadership, Ecosystems, Empowered People, Culture of Agility, and Value from Data—most still at early stages. The study urges stronger collaboration between regulators and firms, shared standards, digital sandboxes, and enabling platforms. With rising investment and regulatory backing, Fujitsu sees RegTech becoming business-as-usual within five years, built on trust, co-creation, and digital transformation.

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