Experian’s 2025 Global Insights Report outlines four major trends in financial services: AI-fueled fraud, AI’s transformative banking role, the rise of RegTech, and convergence in risk management. GenAI is driving synthetic identity fraud and sophisticated scams, prompting banks to invest in multi-layered AI defenses. AI adoption is accelerating, but explainability and responsible use are critical. Compliance pressures are intensifying, leading to greater RegTech reliance. Lastly, banks are converging fraud, credit, and compliance strategies, using digital identity and unified data to streamline operations and improve resilience

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