Report
Digital identity and payments Digital identity and payments
Visa's 2025 report highlights how digital identity and digital payments can jointly enhance public services and economic inclusion. With 850M people lacking official ID, digital identity is key to accessing services, reducing fraud, and enabling secure, inclusive transactions. Mobile devices, biometrics, and digital wallets are central to scalable systems, and trust is essential for adoption. Visa’s Payment Passkeys™ use device-based biometrics to simplify secure authentication. Through standards bodies like FIDO and OIDF, Visa promotes interoperability and public-private collaboration to build globally recognized, trusted identity ecosystems.