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CIO/CTO Checklist BUILD VS. BUY VS. HYBRID

CIO/CTO Checklist BUILD VS. BUY VS. HYBRID

Aite Novarica
Pages 6 Pages

The March 2023 report advises community bank CIOs and CTOs to plan for a hybrid technology ecosystem combining built and bought components, as core systems have shifted from monolithic to API-driven. Building offers customization and differentiation but is less common, while most banks buy core systems and leverage vendor-led architectures with pre-integrated cloud solutions. A structured vendor selection process, alignment of IT talent with chosen strategies, and a comprehensive risk register are essential to manage scope, timelines, and costs effectively.

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