This buyer’s guide helps HR and benefits leaders evaluate employee discount programs that boost engagement and retention by addressing “wallet wellness.” With rising living costs, employees value immediate savings more than future-focused benefits like retirement. Quality discount programs—especially those offering local, brick-and-mortar and restaurant deals—help stretch paychecks, are highly inclusive, and rank among the most-used voluntary benefits. The guide outlines key program models (Employee vs. Organization Funded), highlights risks of low-value or data-driven networks, and identifies 20 critical elements such as deep, exclusive discounts, ease of redemption, compliance, and strong customer support.

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