The June 2025 report outlines strategies for boosting debit card program profitability through revenue growth and cost reduction without harming customer experience. Key findings include optimizing fee structures to balance revenue and retention, selecting the right PIN network to enhance interchange income, and using instant card issuance to improve activation rates. Proactive card issuance policies and compelling design can increase usage. Analyzing vendor invoices helps prevent overcharges, while tech investments in fraud detection target first-party chargebacks. Operational tweaks like longer card expiration terms and reduced paper use offer additional savings.

Join for free to read