This report profiles 350 fintech vendors shaping the commercial banking market, categorized by core offerings like payments, lending, cash management, data analytics, and digital banking. Fintechs are now vital to innovation in customer experience, compliance, and revenue growth, especially as traditional financial institutions lag in adopting new technologies. While market growth slowed after a 2020–2021 investment surge, demand for fintech solutions continues. Vendors are shifting between direct-to-business models and white-label solutions. Fintech marketplaces are maturing, easing partnerships amid evolving regulations and funding constraints.

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