The April 2024 report profiles five fintechs shaping retail banking and payments. Deferit offers a budgeting platform to help consumers manage household bills. Frich is a social finance app for Gen Z to anonymously compare finances with peers. PolyAI provides conversational AI assistants for natural customer support. PortX delivers Integration-Platform-as-a-Service to give open access to core data and simplify fintech integrations. Quilo enables community banks and credit unions with digital lending technologies. All target partnership opportunities with banks, offering solutions to enhance customer engagement, operational efficiency, and competitive positioning.

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