Card processing plays a critical role in healthcare provider cash flow, patient experience, and collections. While traditional debit, credit, and consumer-directed health cards remain prevalent, virtual and online card payments are growing despite higher processing costs. Providers are highly fee-sensitive and seek competitive pricing across banks, fintechs, and healthcare firms. Fintechs are emerging as strong partners, with 71% of providers working with at least one, due to their advanced integrations, flexibility, and enhanced user experience. Success in this space hinges on robust compliance, cybersecurity, service, and digital capabilities.

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